Why Do You Need a Real Estate Broker? Legal aspects and mortgage.
The legal procedures in buying a house or apartment in Amsterdam can be overwhelming. In fact, even when you look at simple guides such as the local government will give you when you request information on buying a house or apartment in Amsterdam, the many legal aspects in buying property seem easier than they are. A real estate broker has the knowledge to overview the whole process and make sure everything happen as it should.
A mortgage for your house in Amsterdam / The Netherlands
Something all important that comes with all the legal procedures, is the arranging of a mortgage. Your real estate broker can help you get the financial advice you need to make the right arrangements for your mortgage. You’re going to need this advice, because it’s all important to get the best mortgage for your personal situation, considering all the legal and financial issues like tax benefits, income insurances and such, ultimately coming to the right kind of mortgage and the right financial means to get you your perfect house or apartment in Amsterdam. This is the kind of advice you can’t do without!
Free financial check up for your mortgage
Before checking out all houses for sale in Amsterdam you should get a financial checkup. Before checking out the houses you need to know what you can spend! We work with the best professionals in this area: we are connected to mortgage advisors who are dedicated to the expat mortgage market. Interested in a free financial check up? Get in touch with us!
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The Netherlands has a very economic friendly climate for buying a house. The government gives tax deduction to people who buy a house, among other things.
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Expenses relating to the buying of the house are often tax deductible as well (notary costs, contract costs).
- Buying property in Amsterdam? Very interesting! The 30 percent ruling is a tax advantage for expats working in the Netherlands. If a number of conditions are met, the employer is allowed to grant a tax free allowance amounting to 30 percent times 100/ 70 of the gross salary subject to Dutch payroll tax. This results in a maximum (effective) tax rate of approximately 36.4 percent. This tax free allowance is considered as compensation for expenses a foreign employee has for working outside their home country.
